Sunday, September 26, 2010

For investors, the buy a house

 To determine the real estate market chart is the most important thing, our analysis must be calm, rational judgments, to disregard their own interests in order to accurately determine the market. People of flesh and blood, as feelings of higher animals, vulnerable to the impact of their environment, in particular, they have the impact of investment projects, they have invested in real estate, financial pressure on real estate, and will be in love very much hope on housing prices, but not exactly in the spring of 2009, people will buy very much like real estate prices fell, they hope that price 06000 yuan / square meter before I shot, ? ? Any fool knows that the event is not possible, why there are still many people have this fantasy? ? ? Sentence: completely wrong thinking system, the light from their own point of view, the issue of investment products, so the error is inevitable.

1, cost issues, rest assured that falling house prices than you worry the local government; local government than you Why worry? ? ? I tell you: stop-gap measures is our tradition.

2, control = 20% of house prices to fall, down 50% can not, rest assured; the central government's policy on the real estate is often a is because the real estate of local government revenue enormous impact on the GDP impact is very large,UGG shoes, in ensuring the growth rate of 8% is very large.

3, if house prices fall 50%, then the local government will collapse, reducing revenue from land sales will be huge; and I tell you: I would very much like home prices fell 50%, in particular, Futian District, Shenzhen the central area of the house prices fell 50%, but there is no possible? Banks will not collapse? ? ? Local government will not collapse? ? ? I tell you: It is now the mayor is not Tung Chee-hwa ah!

4, property taxes = rich + to the lifeblood of local officials; I very much hope that the employees not to support any tax policies, look at personal income tax, is not the wage earners of hard-earned money? ? ?

5, the property tax reduction = giant land sales, property tax = your pants off fart. I think the KMT is only put forward a possible Chinese officials to figure out the real estate ownership, then find out, there will be more than 50% of the officials put in jail, so sad. I do not want to find out, to figure out is definitely not a good thing. Woolly-headed ah!

with information: The seller has a strong

Shanghai The ending at 17:00 on June 1, Shanghai second-hand housing for the 116,554 copy number of residential units sold. In the first half of June, second-hand housing stock increased by 10,144 units.

whole May, the city's secondary listing new stock of housing was only 9,000 sets. With the Shanghai real estate property tax program rules and regulation promulgated by the wind at tight end investors wait and see, want to sell more obvious trend of withdrawal.



force housing stock is still below market expectations of results, a proof that significant investment for Letting a lay-off city of the law. As at 11:00 on June 16, residential rental copy number reached 21,758 units. Under the New Deal,UGGs, many investors will be on hand from the sale of the property market to the rental market, resulting in copy number of residential rental units mark for the first time exceeded twenty thousand.

surge in listing volume, while volume has dropped to freezing point. Zhongyuan Group

latest monitoring data show that in May the five largest cities Beijing and Shanghai Guangzhou Shenzhen Tianjin secondary residential volume decline was 30% to 80%. The Shenzhen and Shanghai fell turnover rate of 78% and 75%; Guangzhou decline rate was 32%.

volume shrinkage than ferocious second-hand house prices have not been significant loosening rate of decline is very limited.

Central Plains leading index system data show that in May in Shenzhen and Shanghai second-hand housing prices fall 2.9% qoq and 2.5%, Beijing and Guangzhou decreases were 1.6% and 1.5%. May Tianjin is one exception, the market is still second-hand house prices rose slightly.

While listing the amount of the overall market continues to enlarge, but the listed price cuts is limited. The landlord lowered the premium space and the actual transaction price, the majority only kept at 10%.

Shanghai Zhongyuan, director of Real Estate Research Advisory Council Song Yong said the emergence of large-scale hanging plate downward pressure on prices will increase and speed up market differentiation. June, the Shanghai loose range of second-hand housing prices will deepen, some occupied by its rigid demand and investment demand into the market to attract bargain,Discount UGG boots, the formation of the first wave of bargain hunting narrow tide.

agency E-House Gold Hill Property Consultants repair letter Deshun Lianhua Road, Minhang District, Shanghai subway station in the intermediary stores cultivating for many years. For the

Managing Director Shi Hongrui a recent interview with this reporter said frankly, if house prices fall 20%, investors will feel the real pressure; if the 30% decline, perhaps to really hit the majority of investors, speculators,UGG boots cheap, the cost of pressure line , a reasonable return to the fundamentals of the housing market.

with information: >
4 16, the first outside of China Industrial and Commercial Bank said it has formally introduced differential housing credit policy, agriculture, in construction, four cross the line, said mortgage will strictly enforce the new policy, the State Council, is currently being studied implementation details.

14, the State Council executive meeting of the clear differentiation to implement more stringent housing credit policy, raising the loan to purchase a home down payment ratio and lending rates.

many buyers looking forward to the new policy, hoping to see results. Renmin University of China Zhao Xijun, vice president of finance that the impact of new policies on housing prices and the effective implementation of the banks is closely related to the time the New Deal.

16, ICBC, announced that to conscientiously implement the State Council executive meeting on housing prices in some cities to contain the requirements, curb irrational demand for housing, decided to start from April 16 to formally implement differentiated housing credit policies.

agriculture, in construction, four cross the line then that the line has been strictly in accordance with the implementation of the State Council issued a document under the mortgage policy, is currently studying the implementation details.

CCB head office official said, CCB will strictly implement the policy of the State Council, the new mortgage to the risk of customer, considering the proportion of down payment, credit and other factors, refinement of the mortgage policies and differential adjustments.

Currently, the Bank's mortgage standards is that for customers to purchase their own homes, the interest rate not less than the implementation of the central bank benchmark interest rate of 85%; for investment type purchase customers, not less than central bank interest rates benchmark interest rate. The mortgage New Deal, the Bank is studying the implementation details, and will strictly enforce the new policy.

relevant person in charge of the Agricultural Bank, Agricultural Bank of the business department is currently drafting relevant documents issued recently to all branches of the country. CBRC stressed that the responsible person on the 16th, the CBRC will strengthen the various types of real estate loans on bank regulation norms of behavior, urging banking institutions to strictly implement the relevant requirements of the State Council.

central bank, China Banking Regulatory Commission urged banks to implement the New Deal mortgage

16, the central bank governor's office asked the central bank of the branch from now on in strict accordance with State policy requires strengthening management of real estate credit. On the same day, the CBRC also said the person in charge effectively require the banking institutions in accordance with the relevant requirements of the State Council executive meeting, the implementation of dynamic and differentiated management of individual housing loans.

central bank branch office will request the rules for the operation details of the loan, and actively carry out monitoring of the implementation of policies and implementation of effective assessment, timely reporting of policy implementation in the new situation and new problems.

the person in charge, said the CBRC, the banking financial institutions should effectively the requirements of the State Council executive meeting to prevent all types of real estate credit risk. China Banking Regulatory Commission said it would according to the market, regional and borrower credit, interest rate risk in strict accordance with the pricing on the down payment percentage of dynamic, prudent management. Require the banking institutions to ensure that the real purchase their own homes and trading background, the loan before the review should perform Also said it would strengthen the land development loans, real estate developers prudential supervision of loans.

14 State of the State Council executive meeting held in order to curb irrational demand for housing, on the purchase of the first set of housing and the dwelling area of 90 square meters of home, the loan's first payment shall not be less than 30% ; on loans to buy second homes in the family, loans, down payment of not less than 50% of the interest rate not less than 1.1 times the benchmark rate; on loans to buy homes over the third set and the family, substantial increase in the proportion of down payment and interest rates.

press time at 16, the reporter learned from the situation in Beijing a number of banks, the current ICBC has announced the formal implementation date from 16 differential housing credit policy, approval of new contracts and individual housing loans to implement new regulations. The Construction Bank, CITIC, Everbright, China Merchants Bank (600036, stock it), people's livelihood, such as Bank of China, although not yet begun to implement the new regulations, but all that will soon be implemented.

the bank's staff said, has not yet received notification of the implementation of new policies. Huaxia Bank (600015, stock it) the staff said, the current policy requires such notice two sets of loans and therefore can not inform the relevant information to customers. Everbright Bank said that mortgage down payments and interest rates can only be determined when the loan to go to, so if the program has yet to enter the mortgage lending projects, estimated to have to implement the new policy.

a joint-stock bank said that has not yet received notification of the implementation of the new mortgage, but related rules is expected to be soon. When asked Monday for loans if so, whether the policy is executed according to the old, the other said to do as quickly as possible, but also the implementation of next week's four-percent down payment is hard to say. (Xinmin)

banks should not lend to those who buy villas

is being held in the Fourth Session of the Eleventh CPPCC Guangzhou hot prices, proposed the sale of luxury should be collected from high tax rates, not on the buyers of bank loans; proposed land transfer in Guangzhou should come up with a higher proportion of funds in the construction of Anju.

Office of Guangzhou City Land and Housing Bureau at the Political Consultative Conference Yang dignified, said the state should adopt a different policy towards people of different income levels, the real difference between the implementation of the tax and credit policies. Such as the development of high-end houses, like the construction of villas, high-risk since it is high investment, it allows high profits, but also with higher taxes. For those who have the ability to buy a villa, the state should not be lending money to him, by his own funds to buy. Bank loans should be paid to middle-income families.

Wu Kai-ming, said CPPCC National Committee members, in order to curb housing prices, the government should show a little more land transfer fees to cover Anju. He said the city did not, you can also build in the suburbs. In addition, only a year out of land transfer to cover 10% of affordable housing, this proportion is not enough, it should be 30% or 50%.

dignified Yang said the government only to build more Anju, can really control prices.

with information:

the property market in Sanya turn faster than the open book, the data from SouFun, June 16, Sanya City, on volume of 147.04 square meters of commercial housing turnover cycle of songs for the 2 sets of transactions are price of 48167.87 yuan, amounting to 7,082,604 yuan traded. Dragon Boat Festival for three days, a total turnover of Sanya, 8 suites.

turnover during the Spring Festival is hard to imagine a room hard to find hot scene, the two sets of transactions, all from the Sanya Phoenix Island house, an international health resort.

during the Spring Festival, Sanya Phoenix Island, two sales price of 8.5 yuan / square meters, of which the most expensive units in the more than 60,000 yuan / square meters, the most expensive set to reach 13 million / square meter.

investors flocked to the Phoenix Island, now face the off-season, the remaining estimated that late October until after the sale.

Phoenix Island is the most intermediaries as housing prices fall to a place, although Mr. Chen has repeatedly said that the online

I am not one with the group to see the house to go to Sanya. go. . will go, the basic little or no rose. Sanya is now the property market is still relatively strong, the Spring Festival, when more than a little off a little. the scale of the situation did not appear to sell.

Sanya real estate market statistics, trade information network information display, June 1 to 10, 53, Sanya, signed the total housing units; the average daily volume of 5.3 units, total housing the number of chain contract fell 47.4% in early May. turnover 151 million yuan, the total turnover dropped the chain in early May 61.0%.

ratio of house prices in fall down. Most of the properties for sale are a little down a little, not much. meters have not reached this place, at the highest, they can sell nearly 40,000 yuan / square meter.

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